Everlake Assurance Company Review (2024)

Delve into the diverse world of Everlake Assurance Company, a comprehensive insurance provider offering coverage spanning auto, home, health, life, and business insurance options.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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Everlake Assurance Company

Average monthly rate for business insurance:

$79

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Diverse range of insurance offerings
  • Competitive rates and discounts
  • Responsive customer support
  • Customizable coverage options
  • Strong financial stability

Cons

  • Limited availability in certain regions

Discover the comprehensive world of Everlake Assurance Company, where protection meets peace of mind. This extensive guide explores the company’s diverse insurance coverage options, from auto and home to health, life, and business insurance.

Unveil the benefits of their enticing discounts, exceptional customer service, and customizable policies. With Everlake, you’re not just covered; you’re empowered to embrace life confidently, knowing you have a reliable partner by your side.

Everlake Assurance Company Insurance Coverage Options

Everlake Assurance Company provides a comprehensive range of insurance coverage options tailored to meet various needs. Their offerings include:

Auto Insurance:

  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Uninsured/underinsured motorist coverage

Home Insurance:

  • Dwelling coverage
  • Personal property coverage
  • Liability protection
  • Additional living expenses coverage

Health Insurance:

  • Medical coverage
  • Prescription drug coverage
  • Preventive care services
  • Specialist visits

Life Insurance:

  • Term life insurance
  • Whole life insurance
  • Universal life insurance
  • Final expense insurance

Business Insurance:

  • General liability insurance
  • Commercial property insurance
  • Business interruption coverage
  • Workers’ compensation insurance

Everlake Assurance ensures that their coverage options are flexible, customizable, and designed to provide peace of mind in various aspects of life.

Read more: Everlake Life Insurance Company Review

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Everlake Assurance Company Insurance Rates Breakdown

Driver ProfileEverlake AssuranceNational Average
Clean Record$122$119
1+ Ticket$149$147
1+ Accident$171$173
DUI$208$209
Poor Credit$210$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Everlake Assurance Company Discounts Available

DiscountEverlake Assurance
Anti Theft6%
Good Student12%
Low Mileage9%
Paperless5%
Safe Driver18%
Senior Driver7%

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Everlake Assurance Company believes in rewarding responsible behavior and offering ways for customers to save on their insurance premiums. Here are some of the notable discounts they provide:

  • Multi-Policy Discount: Save by bundling multiple insurance policies with Everlake.
  • Safe Driver Discount: Enjoy reduced rates for maintaining a clean driving record.
  • Good Student Discount: Students with good grades can benefit from lower premiums.
  • Multi-Car Discount: Insure multiple vehicles under the same policy for added savings.
  • Home Safety Features Discount: Secure lower rates by having safety features in your home.
  • Claims-Free Discount: Enjoy discounts for not filing claims over a specific period.
  • Loyalty Discount: Stay with Everlake for extended periods and receive loyalty rewards.
  • Defensive Driving Course Discount: Complete a defensive driving course for reduced rates.
  • Renewal Discount: Renew your policies with Everlake to qualify for renewal discounts.
  • Pay-in-Full Discount: Pay your premium in full for additional savings.

Everlake Assurance Company’s discounts make insurance more accessible and affordable, reflecting their commitment to customer satisfaction and responsible choices.

How Everlake Assurance Company Ranks Among Providers

In the competitive landscape of insurance, Everlake Assurance Company faces noteworthy competition from several key players offering similar coverage and services. Some of its main competitors include:

  • Guardianshield insurance group: Renowned for comprehensive coverage options and exceptional customer service, Guardianshield is a strong contender in the insurance industry.
  • Pinnaclesure assurance: Pinnaclesure stands out for its innovative digital platform, offering convenience and personalized insurance solutions to customers.
  • Safeguard insurance solutions: With a focus on responsive claims processing and customizable coverage, Safeguard is a respected competitor in the insurance market.
  • Globalprotection assurance: Known for its international coverage options and travel-related policies, Globalprotection caters to a diverse clientele with unique needs.
  • Securelife insurance corporation: Securelife’s emphasis on long-term financial planning through life insurance makes it a strong competitor, especially for those seeking future security.
  • Assurenet assurance services: Assurenet’s use of cutting-edge technology and data analytics sets it apart, offering customers personalized coverage recommendations.
  • UniversalGuard insurance group: Universalguard’s well-established presence and wide range of coverage options make it a formidable competitor in the insurance landscape.
  • Safetyfirst insurance co.: Safetyfirst’s focus on accident prevention and safe driving discounts positions it as a standout competitor in the auto insurance sector.
  • Guardiancare assurance solutions: Guardiancare’s emphasis on health and wellness programs as part of their insurance offerings appeals to customers seeking holistic coverage.
  • AllianceSecure insurance agency: Alliancesecure’s tailored business insurance solutions and focus on risk management make it a strong contender in the commercial insurance space.

Read more: Safety First Insurance Company: Customer Ratings & Reviews

As Everlake Assurance Company navigates this competitive environment, it continues to differentiate itself through its comprehensive coverage options, customer-centric approach, and commitment to value and innovation.

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Everlake Assurance Company Claims Process

Ease of Filing a Claim

Everlake Assurance Company offers multiple convenient channels for filing insurance claims. Policyholders can choose to file a claim online through the company’s website, over the phone with the assistance of a customer service representative, or by using their mobile app.

This flexibility in filing options caters to the diverse needs and preferences of customers, making the claims process hassle-free.

Average Claim Processing Time

One of the key factors that policyholders consider when choosing an insurance provider is the speed at which claims are processed. Everlake Assurance Company prides itself on its efficient claims processing system.

On average, the company processes claims within a reasonable timeframe, ensuring that policyholders receive the support they need promptly. This quick turnaround time contributes to customer satisfaction and trust in the company’s services.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable in assessing the performance of an insurance company. Everlake Assurance Company has garnered positive reviews regarding its claim resolutions and payouts.

Policyholders have expressed satisfaction with the fairness and transparency of the company’s claims process. The timely and satisfactory settlement of claims has solidified Everlake Assurance Company’s reputation as a reliable and customer-focused insurance provider.

Everlake Assurance Company Digital and Technological Features

Mobile App Features and Functionality

Everlake Assurance Company’s mobile app is a user-friendly tool that enhances the overall insurance experience.

The app offers a range of features and functionalities, including easy access to policy information, claims filing, and real-time updates on claim status. Policyholders can also use the app to make premium payments, request policy changes, and access important documents, all from the convenience of their mobile devices.

Online Account Management Capabilities

Managing insurance policies and accounts has never been easier, thanks to Everlake Assurance Company’s robust online account management capabilities.

Policyholders can log in to their accounts on the company’s website to review and update their policy details, track payment history, and manage beneficiaries. This online portal provides customers with the flexibility to make informed decisions and keep their insurance information up to date.

Digital Tools and Resources

In addition to its mobile app and online account management, Everlake Assurance Company offers a suite of digital tools and resources to empower policyholders.

These tools may include calculators to estimate coverage needs, educational resources to improve insurance literacy, and guides to help customers navigate the claims process effectively. These digital resources exemplify the company’s commitment to providing valuable support to its policyholders in the digital age.

Frequently Asked Questions

What types of insurance coverage does Everlake Assurance Company offer?

Everlake Assurance Company provides a wide array of insurance coverage options, including auto, home, health, life, and business insurance policies.

Are there any discounts available with Everlake Assurance Company?

Yes, Everlake Assurance Company offers various discounts to reward responsible behavior and help customers save on their insurance premiums. Discounts may vary based on the type of insurance and individual circumstances.

How does Everlake Assurance Company’s claims process work?

Everlake Assurance Company offers multiple channels for filing claims, including online through their website, over the phone with a customer service representative, or via their mobile app. They prioritize an efficient claims processing system to ensure timely support for policyholders.

What technological features does Everlake Assurance Company offer to policyholders?

Everlake Assurance Company provides a user-friendly mobile app allowing policyholders to access policy information, file claims, receive real-time updates, make payments, and manage documents. They also offer robust online account management capabilities and digital tools/resources for policyholders.

How does Everlake Assurance Company rank among other insurance providers?

Everlake Assurance Company differentiates itself in the competitive insurance landscape through its comprehensive coverage options, customer-centric approach, commitment to value, and innovation. The company strives to stand out by offering customizable policies and exceptional service.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption